ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

Coinbase - ARCrypto

ARCIPEDIA · PLATFORM · CEX

Plain English

Coinbase is the largest US-regulated crypto exchange, founded in 2012 by Brian Armstrong and Fred Ehrsam. Public since 2021 (NASDAQ: COIN). Offers retail trading via Coinbase, advanced trading via Coinbase Advanced (formerly Pro), institutional services via Coinbase Prime, and runs Base, an Ethereum L2.

How it actually works

Operates under US state money-transmitter licenses and NYDFS BitLicense. Reserves are 1:1 backed, with quarterly SOC audits. Retail fees are 0.6% spot (high); Coinbase Advanced fees are 0.4% taker / 0.25% maker dropping with volume. Holds approximately 12% of all Bitcoin and acts as custodian for most US spot Bitcoin ETFs.

What it means for you

For US-based HNW users, Coinbase is the most regulatorily-aligned on-ramp. Higher retail fees are offset by tax reporting integration, insurance on hot-wallet balances, and the operational comfort of a public company custodian. Use Coinbase Advanced for execution, withdraw to self-custody for holding.

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Educational content only. Not investment, tax, or legal advice.