ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

Nexo - ARCrypto

ARCIPEDIA · PLATFORM · CEFI

Plain English

Nexo is a CeFi (centralized finance) platform offering crypto-backed loans and interest-bearing accounts. Founded in 2018 in Switzerland. Survived the 2022 CeFi collapse (BlockFi, Celsius, Voyager) without freezing customer assets — a meaningful credibility marker.

How it actually works

Earn rates of 4–16% APR depending on asset and Nexo loyalty tier (higher tiers require NEXO token holdings). Crypto-backed loans at competitive rates with LTV-based liquidation. Nexo Card (Mastercard) offers crypto-backed credit lines with up to 2% cashback. Maintains over-collateralized reserves with insurance via Ledger Vault.

What it means for you

For HNW users seeking CeFi yield without the counterparty risks that took down Celsius and BlockFi, Nexo has the strongest track record. The trade-off: CeFi means counterparty risk by definition. Don’t put more in Nexo than you’d be comfortable losing in a worst-case scenario. Card product is one of the better crypto-card offerings globally.

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Educational content only. Not investment, tax, or legal advice.