ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

Ledn - ARCrypto

ARCIPEDIA · PLATFORM · CEFI

Plain English

Ledn is a Bitcoin-focused CeFi platform founded in 2018 in the Cayman Islands. Offers Bitcoin-collateralized USD loans and BTC interest accounts. Survived the 2022 collapse intact. Uses a “Proof of Reserves” model auditable by Mazars.

How it actually works

BTC-backed loans up to 50% LTV at competitive fixed APRs. B2X product offers leveraged BTC exposure. Custody via BitGo and Genesis. Loan APRs vary (~10–13% range historically). Has not had public solvency issues; transparent reserve attestations published.

What it means for you

For HNW Bitcoin holders specifically (not multi-coin), Ledn is one of the safer CeFi lenders for borrowing against BTC without selling. Useful when DeFi alternatives (Aave borrowing wBTC) feel too complex or chain-fee-heavy. Same CeFi counterparty caveats apply — size positions accordingly.

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Educational content only. Not investment, tax, or legal advice.