ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

MakerDAO / Sky - ARCrypto

ARCIPEDIA · PLATFORM · ISSUER

Plain English

MakerDAO is the DAO behind DAI, the original decentralized stablecoin launched in 2017. In 2024, rebranded as “Sky” with a new stablecoin USDS alongside legacy DAI. MKR governance token is being migrated to SKY. The most-tenured DeFi protocol still operating with multi-billion TVL.

How it actually works

DAI/USDS is over-collateralized by crypto assets and increasingly by tokenized real-world assets (US Treasuries via BlockTower, Monetalis, and other partners). Stability fees (interest on borrowed DAI) flow to protocol revenue. The Endgame plan reorganizes the protocol into multiple SubDAOs with specialized functions. sUSDS provides yield via the DSR (DAI Savings Rate) mechanism.

What it means for you

MakerDAO is the longest-running decentralized stablecoin issuer and arguably the most credible. For HNW holders wanting USD exposure with maximum decentralization and verifiable backing, DAI/USDS is the answer. The sUSDS savings rate provides clean stablecoin yield from actual protocol revenue.

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Educational content only. Not investment, tax, or legal advice.