ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

Etherfi Cash - ARCrypto

ARCIPEDIA · PLATFORM · CARD

Plain English

Etherfi Cash is a Visa debit card product from EtherFi (the liquid restaking protocol). Funded directly from a user’s self-custody wallet — spends backed by collateral that earns staking yield. Launched in 2024. Available in 100+ countries.

How it actually works

Cardholders deposit ETH or weETH; the protocol uses it as collateral for spending. Real-time card processing converts crypto at point of sale. The collateral continues earning restaking yield (3–5% APR) while serving as the card’s reserve. 1% cashback in ETH.

What it means for you

For HNW users actively holding ETH/weETH, Etherfi Cash is the most yield-efficient card product — you spend against collateral that’s earning yield, rather than spending pre-converted fiat. Truly self-custody compared to CeFi alternatives. Best for users wanting to live partially on crypto while keeping principal staked.

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Educational content only. Not investment, tax, or legal advice.