ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

FRAX - ARCrypto

ARCIPEDIA · COIN · STABLECOIN

Plain English

Frax (FRAX) is a USD-pegged stablecoin issued by Frax Finance. Originally fractional-algorithmic (partly collateralized by USDC, partly by FXS the governance token); the protocol moved to fully collateralized (100% backed) following the UST collapse in 2022. FXS is the governance token.

How it actually works

FRAX is backed 1:1 by a basket of USDC, tokenized Treasuries (sFrax), and protocol-owned liquidity. The Frax ecosystem extends to frxETH (an LST), FraxLend (lending), and FraxSwap (AMM). Frax v3 emphasizes integration with RWA collateral via Treasury bills and Maker DAI exposure.

What it means for you

FRAX is a smaller but credible stablecoin alternative to USDC and DAI. For HNW positioning, FXS (the governance token) captures protocol revenue from the broader ecosystem. Holding FRAX directly is fine for DeFi composability but no obvious advantage over USDC for pure dollar holding.

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Educational content only. Not investment, tax, or legal advice.