ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

PYUSD (PayPal USD)

ARCIPEDIA · COIN · STABLECOIN

Plain English

PYUSD is a USD-pegged stablecoin issued by Paxos Trust under contract with PayPal. Launched on Ethereum in 2023 and Solana in 2024. Reserves consist of US Treasury bills, repos, and cash deposits — published monthly with audit attestations.

How it actually works

Paxos issues and redeems PYUSD 1:1 against USD. Regulated as a New York limited-purpose trust company under NYDFS. PayPal integrates PYUSD directly in the PayPal and Venmo apps, enabling P2P transfers, payments to merchants, and on-ramps to crypto exchanges. Solana version emphasizes payments and remittances.

What it means for you

PYUSD is the most consumer-distributed regulated stablecoin. For HNW positioning, it competes with USDC for the “regulated, transparent reserves, instantly redeemable” niche. The PayPal integration creates real on-ramp/off-ramp utility for retail users that other stablecoins lack.

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Educational content only. Not investment, tax, or legal advice.