ARCIPEDIA · PASSIVE INCOME

Plain English

Yield is the income an asset produces over a period, expressed as a percentage of its current value. A bond paying $50 a year against a $1,000 price has a 5% yield. A stablecoin lending position paying 6% per year has a 6% yield.

How it actually works

Yield is calculated differently across asset classes. Bonds: coupon divided by price. Stocks: annual dividend divided by share price. Real estate: net rental income divided by property value. Crypto staking: protocol rewards divided by staked balance. The denominator matters: yield on cost basis is different from yield on current market value.

What it means for you

For members building passive income, yield is the unit of comparison across very different asset classes. Stablecoin lending yield, dividend yield, bond yield, and rental yield are all directly comparable as percentages — though their risks are not.

How ARCrypto teaches this

We teach the structural framework: risk-adjusted yield, not just headline yield, is what matters for portfolio construction. A 10% yield on a fragile collateral is worse than a 5% yield on tokenized Treasuries.

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Educational content only. Not investment, tax, or legal advice.