ARCrypto is a decentralized finance education for beginners and pros how to borrow against crypto, tokenized equities, and stocks with the risks explained plainly.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and plain English framework.

What is Borrow-and-lend?

Borrow-and-lend is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

What securities-based lending actually costs vs. selling your portfolio

Banks quietly extend credit against equity portfolios at SOFR + 2-3%, far cheaper than liquidating into a taxable event. The catch is the maintenance margin nobody explains until you sign.

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