ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

Morpho - ARCrypto

ARCIPEDIA · DEFI

Plain English

Morpho is a DeFi lending protocol that improves on the rates offered by Aave and Compound. It does this by matching lenders and borrowers peer-to-peer on top of the underlying pool, so both sides get better rates than they would in the pool alone.

How it actually works

Morpho V1 sat on top of Aave and Compound, matching counterparties directly when possible. Morpho Blue (the current architecture) is a base layer where curators build isolated lending markets with their own risk parameters. Each market is a separate pool with its own collateral, asset, oracle, and liquidation logic. This isolation prevents one bad market from contaminating others.

What it means for you

For members, Morpho often offers better rates than Aave or Compound and lets you participate in or avoid specific markets based on the risk you want to take. Trade-off: more market choice means more due diligence per market.

How ARCrypto teaches this

We teach the practical use of Morpho alongside Aave and Compound — how to compare rates, evaluate market curators, and structure positions across multiple lending venues.

Apply for the course →

← Back to ARCipedia

Educational content only. Not investment, tax, or legal advice.