ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

FEIE - ARCrypto

ARCIPEDIA · EXPAT

Plain English

FEIE (Foreign Earned Income Exclusion) is a US tax rule that lets qualifying US citizens or residents working abroad exclude up to roughly $120,000 (annually indexed) of foreign-earned income from US federal income tax. The structural benefit for US expats who otherwise face worldwide taxation.

How it actually works

To qualify, you must pass either the bona fide residence test (a full tax year of residence in a foreign country) or the physical presence test (330 days outside the US in a 365-day period). The exclusion applies only to earned income — wages, self-employment income — not to capital gains, dividends, interest, or rental income. You file IRS Form 2555 to claim it. There is also a Foreign Housing Exclusion that can stack on top.

What it means for you

For US expats earning a salary abroad, FEIE is one of the most-used tax tools. For HNW members whose income is primarily investment-based (dividends, capital gains, yield), FEIE does not help — that income is still fully US-taxable unless you relocate to Puerto Rico under Act 60.

How ARCrypto teaches this

We cover FEIE in the context of US-expat tax architecture. The structural insight: FEIE helps W-2 expats; it does not help passive-income or investment-income expats. Puerto Rico is the carve-out for the latter.

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Educational content only. Not investment, tax, or legal advice.