ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

Robinhood Crypto - ARCrypto

ARCIPEDIA · PLATFORM · CEX

Plain English

Robinhood Crypto is the cryptocurrency trading service inside the Robinhood retail brokerage app, founded by Vlad Tenev and Baiju Bhatt. Began offering crypto in 2018. Acquired Bitstamp in 2024 to expand internationally and add institutional infrastructure.

How it actually works

Zero commissions; revenue comes from payment-for-order-flow and a spread on quoted prices. Initially did not allow withdrawals to self-custody; added BTC, ETH, and other withdrawals in 2022. Settled multiple regulatory cases with NYDFS and the SEC. Users get 1099-DA tax reporting from 2025.

What it means for you

Robinhood Crypto is the easiest crypto on-ramp for users already in the Robinhood ecosystem — but the “free” trading is paid for in the spread. For small balances and simplicity, fine. For HNW execution, dedicated crypto exchanges with transparent fee schedules are more efficient. Always withdraw to self-custody for long-term holding.

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Educational content only. Not investment, tax, or legal advice.