Plain English
Clearpool is an institutional lending protocol with permissionless single-borrower pools. Founded in 2021. CPOOL is the governance token. Each pool is a single borrower; lenders deposit USDC, USDT, or other assets to lend to that specific borrower at a dynamic interest rate.
How it actually works
Borrower pools have utilization-based rates and full transparency on borrower identity (often via Credora KYC). Lenders can withdraw at any time as long as utilization permits; high utilization triggers higher rates. Has hosted pools for major market makers and trading firms.
What it means for you
For HNW lenders seeking institutional yield, Clearpool offers more granular borrower selection than Maple — you choose specific counterparties rather than a pool delegate. Read each borrower’s public information carefully. Credit losses possible; size accordingly.
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Educational content only. Not investment, tax, or legal advice.