ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

Crypto.com Card - ARCrypto

ARCIPEDIA · PLATFORM · CARD

Plain English

Crypto.com Card is a Visa debit card from Crypto.com, available in five tiers from free Midnight Blue to $400K-staked Obsidian. Each tier provides increasing CRO cashback (1–8%), perks (free Netflix/Spotify), and airport lounge access.

How it actually works

Users stake CRO for 180 days to unlock card tiers. Cashback paid in CRO at point of sale. Card connects to Crypto.com Exchange wallet. Available in 30+ countries with regional variations. In 2022, cashback rates were reduced significantly for upper tiers due to crypto market downturn.

What it means for you

For HNW users specifically allocated to CRO and active card spenders, the Obsidian tier (with $400K staked) provides $24K+ in annual cashback at 8% on typical spending. Without high CRO stakes, the cashback economics are less compelling than premium credit cards. Pair card with broader Crypto.com Earn product for ecosystem yield.

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Educational content only. Not investment, tax, or legal advice.