ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

Liquidation - ARCrypto

ARCIPEDIA · LENDING

Plain English

A liquidation happens when the value of your collateral drops past a safe threshold and the lending protocol forcibly sells part of it to repay the loan. Triggered automatically by smart contracts, not by negotiation.

How it actually works

Each lending market has a liquidation threshold (e.g., 80% LTV). When your position crosses it, anyone can call the liquidation function: the liquidator repays a portion of your debt and receives a corresponding portion of your collateral plus a discount (the “liquidation bonus”). This happens in seconds. The collateral price has to recover before your position recovers — meanwhile you have lost the liquidated portion plus the bonus paid out.

What it means for you

Liquidation is the worst-case outcome for any leveraged DeFi position. Once collateral starts liquidating, the price impact accelerates the cascade. Defense: maintain a safety buffer, monitor health factor, and have a refilling protocol ready before market stress, not during it.

How ARCrypto teaches this

We teach liquidation defense as a core discipline: position sizing, health-factor targets, automated repay strategies, and the playbook for stress-testing collateral before deploying capital.

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Educational content only. Not investment, tax, or legal advice.