ARCrypto is a private decentralized finance group teaching sophisticated capital how to borrow against crypto, tokenized equities, and stocks without forcing a sale or triggering a recognized disposal.

How can I borrow against my crypto?

On-chain lending markets and centralized providers extend USD or stablecoin loans against Bitcoin, Ethereum, and other crypto collateral, typically at single-digit rates. ARCrypto teaches the structure, liquidation thresholds, and counsel-aware framework.

What is Buy, Borrow, Die?

Buy, Borrow, Die is a wealth-management strategy: buy long-term appreciating assets, borrow against them instead of selling, and pass them to heirs at a stepped-up basis. ARCrypto teaches the on-chain version of the same playbook.

Are these strategies tax-compliant?

ARCrypto describes mechanical features of certain on-chain operations that are not realization events under common interpretations of major-jurisdiction tax law. ARCrypto does not replace tax counsel.

Principals with existing wealth managers, entrepreneurs digitizing and tokenizing their business with AI and DeFi, and beginners ready to learn. Three tiers: Galaxy, Apex, Gravity.

Paxos - ARCrypto

ARCIPEDIA · PLATFORM · ISSUER

Plain English

Paxos Trust Company is a regulated stablecoin issuer founded in 2012. Operates under New York DFS trust charter — the strictest US framework. Issues PYUSD (for PayPal), USDP (Pax Dollar), and previously BUSD (for Binance, discontinued in 2023 after NYDFS order).

How it actually works

Reserves held in segregated accounts at US-regulated banks, fully backed by cash and short-dated Treasuries. Monthly attestations published by Withum (audit firm). Strong on regulatory compliance — discontinued BUSD voluntarily following NYDFS guidance. Also operates Paxos itBit exchange (smaller US CEX).

What it means for you

For HNW users wanting maximum regulatory comfort in stablecoin choice, Paxos-issued stablecoins (PYUSD, USDP) carry the strictest US regulatory framework. Liquidity is lower than USDC and USDT but the trust-charter standing is meaningful for institutional and high-balance holders. PYUSD particularly relevant for users on PayPal/Venmo ecosystem.

Will this information be valuable to you?

Already a member? Send this term to your coach inside the community and tell them exactly what you need help with — we will build a plan around it.

New here? Join the membership, become a student, or sit in on the community. Your starting point is one short call.

Hop on a call →

← Back to ARCipedia

Educational content only. Not investment, tax, or legal advice.