Plain English
TrueFi is a credit protocol for institutional unsecured lending, founded in 2020 by the TrustToken team. TRU is the governance token. Pools are managed by professional credit managers (Adapt3r Digital, Wincent, etc.) who underwrite borrowers and set terms.
How it actually works
Permissioned lending — borrowers undergo KYC/KYB and credit assessment. Lenders deposit into manager-run portfolios with specified strategy mandates. Has shifted focus toward tokenized money market products (TFI Treasury Notes) alongside the credit pool business. Open to accredited investors and institutional capital.
What it means for you
TrueFi suits accredited HNW investors and family offices seeking institutional-grade on-chain credit exposure. The permissioned structure removes some of the counterparty mystery present in fully open protocols. Yields vary by portfolio (4–9% common). For non-accredited users, less accessible than Maple or Aave-based stablecoin yields.
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Educational content only. Not investment, tax, or legal advice.